Mainstreaming Microfinance: How Lending to the Poor Began, Grew, and Came of Age in BoliviaKumarian Press, 2001 - 242 من الصفحات * Tells the success story of how microfinance in Latin America lifted whole populations into the financial mainstream * Offers a non-technical, in-depth analysis of the microlending debate Some people tout microfinance as the most important tool now available for fighting poverty while still others doubt its contribution to the "truly" poor. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance. Drawing on the success story of Bolivia, Rhyne traces the transformation of NGOs into formal financial institutions, and examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. Using participant interviews, Beth Rhyne details how Bolivia’s special breed of social entrepreneurs found the keys to unlock the huge unmet demand of informal clients. She explores how these social activists shaped the character of the institutions that now dominate Bolivia’s microfinance sector, and traces how these institutions proved that lending to microenterprises could become a commercial business. Rhyne investigates the transformation of NGOs into formal financial institutions, led by the creation of BancoSol, and closely examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. |
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الصفحة 69
... cash flow and calculate ap- propriate loan amounts . Basing loans on repayment capacity brought a change of view about the process of economic growth among the poor , a more realistic recognition that growth is a long - term process ...
... cash flow and calculate ap- propriate loan amounts . Basing loans on repayment capacity brought a change of view about the process of economic growth among the poor , a more realistic recognition that growth is a long - term process ...
الصفحة 164
... cashflow statement for a client's family , taking into account the seasonal pat- terns of investment and income . The loan officer used this cashflow pattern to determine how big a loan the client could afford and to work out a ...
... cashflow statement for a client's family , taking into account the seasonal pat- terns of investment and income . The loan officer used this cashflow pattern to determine how big a loan the client could afford and to work out a ...
الصفحة 238
... cash flow of , 69 anti - banking attitude of , 114-16 BancoSol as competitor of , 118 BancoSol ownership and , 111 , 129– 30 family dynamics and , 21 as FFP , 118 , 121 financial viability of , 98-99 Funda - Pro and , 174 funding needs ...
... cash flow of , 69 anti - banking attitude of , 114-16 BancoSol as competitor of , 118 BancoSol ownership and , 111 , 129– 30 family dynamics and , 21 as FFP , 118 , 121 financial viability of , 98-99 Funda - Pro and , 174 funding needs ...
المحتوى
A SKETCH OF BOLIVIAN MICROFINANCE IN 1999 | 15 |
MICROFINANCE IN THE TIME OF ADJUSTMENT | 35 |
BUILDERS | 81 |
حقوق النشر | |
5 من الأقسام الأخرى غير ظاهرة
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
Acción activists altiplano assets associations Aymara Banco Económico BancoSol become began Bolivia Model Bolivian microfinance borrowers Caja Caja Los capital CEDLA changes chapter clients competition consumer lenders costs created credit unions crisis David Blanco delinquency donors early economic enterprises equity Fassil Fernando Romero financial institutions financial sector financial system financial viability formal funds Grameen Grameen Bank growth hyperinflation Idepro important income informal sector interest rates investment investors La Paz lending loan officers mainstream Manuel Cuevas ment methodology microcredit microenterprise microfinance in Bolivia microfinance industry microfinance institutions microfinance lenders microfinance programs microlenders NGOs offer operations organizations ownership Pancho Otero percent political poor poverty poverty line Procredito Prodem Prodem staff profitability repayment risk rural areas Sanchéz de Lozada Santa Cruz Sartawi savings social subsidies tion transformation urban USAID Velasco village banking World Bank