Mainstreaming Microfinance: How Lending to the Poor Began, Grew, and Came of Age in BoliviaKumarian Press, 2001 - 242 من الصفحات * Tells the success story of how microfinance in Latin America lifted whole populations into the financial mainstream * Offers a non-technical, in-depth analysis of the microlending debate Some people tout microfinance as the most important tool now available for fighting poverty while still others doubt its contribution to the "truly" poor. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance. Drawing on the success story of Bolivia, Rhyne traces the transformation of NGOs into formal financial institutions, and examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. Using participant interviews, Beth Rhyne details how Bolivia’s special breed of social entrepreneurs found the keys to unlock the huge unmet demand of informal clients. She explores how these social activists shaped the character of the institutions that now dominate Bolivia’s microfinance sector, and traces how these institutions proved that lending to microenterprises could become a commercial business. Rhyne investigates the transformation of NGOs into formal financial institutions, led by the creation of BancoSol, and closely examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. |
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الصفحة 83
... dependence among cli- ents and undermined incentives for local production . ProMujer began community banking on nonbusiness terms , reflecting the social welfare backgrounds of Patterson and Velasco . Although they wanted to avoid ...
... dependence among cli- ents and undermined incentives for local production . ProMujer began community banking on nonbusiness terms , reflecting the social welfare backgrounds of Patterson and Velasco . Although they wanted to avoid ...
الصفحة 99
... dependence index developed by Jacob Yaron , a Funda - Pro study analyzed the financial viability of the leading microfinance institutions ( see Table 4.3 ) .16 The subsidy - dependence index measures the amount of subsidy ( overt and ...
... dependence index developed by Jacob Yaron , a Funda - Pro study analyzed the financial viability of the leading microfinance institutions ( see Table 4.3 ) .16 The subsidy - dependence index measures the amount of subsidy ( overt and ...
الصفحة 103
... dependence index is scaled according to the percentage change in interest rate required for an institution to be subsidy - free . For example , an insti- tution charging 20 percent whose subsidy - dependence index was 10 percent would ...
... dependence index is scaled according to the percentage change in interest rate required for an institution to be subsidy - free . For example , an insti- tution charging 20 percent whose subsidy - dependence index was 10 percent would ...
المحتوى
A SKETCH OF BOLIVIAN MICROFINANCE IN 1999 | 15 |
3 | 29 |
BUILDERS | 93 |
حقوق النشر | |
4 من الأقسام الأخرى غير ظاهرة
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
Acción activists altiplano assets associations Aymara Banco Económico BancoSol become began Bolivia Model Bolivian microfinance borrowers Caja capital CEDLA changes chapter clients competition consumer lenders costs created credit unions crisis David Blanco delinquency donors early economic enterprises equity Fassil Fernando Romero financial institutions financial sector financial system financial viability formal funds Grameen Grameen Bank growth hyperinflation Idepro important income informal sector interest rates investment investors La Paz lending loan officers Lozada mainstream Manuel Cuevas ment methodology microcredit microenterprise microfinance in Bolivia microfinance industry microfinance institutions microfinance lenders microfinance programs microlenders NGOs offer operations organizations ownership Pancho Otero percent political poor poverty poverty line Procredito Prodem Prodem staff profitability ProMujer ProMujer and Crecer repayment risk rural areas Santa Cruz Sartawi savings social subsidies tion transformation urban USAID Velasco village banking World Bank