Mainstreaming Microfinance: How Lending to the Poor Began, Grew, and Came of Age in BoliviaKumarian Press, 2001 - 242 من الصفحات * Tells the success story of how microfinance in Latin America lifted whole populations into the financial mainstream * Offers a non-technical, in-depth analysis of the microlending debate Some people tout microfinance as the most important tool now available for fighting poverty while still others doubt its contribution to the "truly" poor. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance. Drawing on the success story of Bolivia, Rhyne traces the transformation of NGOs into formal financial institutions, and examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. Using participant interviews, Beth Rhyne details how Bolivia’s special breed of social entrepreneurs found the keys to unlock the huge unmet demand of informal clients. She explores how these social activists shaped the character of the institutions that now dominate Bolivia’s microfinance sector, and traces how these institutions proved that lending to microenterprises could become a commercial business. Rhyne investigates the transformation of NGOs into formal financial institutions, led by the creation of BancoSol, and closely examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. |
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الصفحة 27
... equity , not being as highly leveraged as other banks , its 29 percent return on equity in 1998 placed it among the top - performing banks . Only in administrative efficiency does BancoSol score below the norm , reflecting the high cost ...
... equity , not being as highly leveraged as other banks , its 29 percent return on equity in 1998 placed it among the top - performing banks . Only in administrative efficiency does BancoSol score below the norm , reflecting the high cost ...
الصفحة 109
... equity investor would demand . Later , in discussions with board members Capriles and Romero , Rosenberg asked , " What is your objective in creating this bank ? Do you want to create a mechanism to serve 70,000 people , or do you want ...
... equity investor would demand . Later , in discussions with board members Capriles and Romero , Rosenberg asked , " What is your objective in creating this bank ? Do you want to create a mechanism to serve 70,000 people , or do you want ...
الصفحة 176
... equity on commercial terms , with subsidies reserved for the weaker , still developing organizations . Moreover , donors are aiming most of the heavy subsidies toward rural areas , where many people agree they are needed . And it is ...
... equity on commercial terms , with subsidies reserved for the weaker , still developing organizations . Moreover , donors are aiming most of the heavy subsidies toward rural areas , where many people agree they are needed . And it is ...
المحتوى
NEW FRONTIERS | 159 |
YES BUT IS IT DEVELOPMENT? | 189 |
9 | 198 |
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عبارات ومصطلحات مألوفة
Acción activists altiplano assets associations Aymara Banco Económico BancoSol become began Bolivia Model Bolivian microfinance borrowers Caja capital CEDLA changes chapter clients competition consumer lenders costs created credit unions crisis David Blanco delinquency donors early economic enterprises equity Fassil Fernando Romero financial institutions financial sector financial system financial viability formal funds González-Vega Grameen Grameen Bank growth hyperinflation Idepro important income informal sector interest rates investment investors La Paz lending loan officers Lozada mainstream Manuel Cuevas ment methodology microcredit microenterprise microfinance in Bolivia microfinance industry microfinance institutions microfinance lenders microfinance programs microlenders NGOs offer operations organizations ownership Pancho Otero percent political poor poverty poverty line Procredito Prodem Prodem staff profitability ProMujer repayment risk rural areas Santa Cruz Sartawi savings social subsidies tion transformation urban USAID Velasco village banking World Bank