Mainstreaming Microfinance: How Lending to the Poor Began, Grew, and Came of Age in BoliviaKumarian Press, 2001 - 242 من الصفحات * Tells the success story of how microfinance in Latin America lifted whole populations into the financial mainstream * Offers a non-technical, in-depth analysis of the microlending debate Some people tout microfinance as the most important tool now available for fighting poverty while still others doubt its contribution to the "truly" poor. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance. Drawing on the success story of Bolivia, Rhyne traces the transformation of NGOs into formal financial institutions, and examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. Using participant interviews, Beth Rhyne details how Bolivia’s special breed of social entrepreneurs found the keys to unlock the huge unmet demand of informal clients. She explores how these social activists shaped the character of the institutions that now dominate Bolivia’s microfinance sector, and traces how these institutions proved that lending to microenterprises could become a commercial business. Rhyne investigates the transformation of NGOs into formal financial institutions, led by the creation of BancoSol, and closely examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. |
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الصفحة 36
... months of true hyperinflation ( defined as inflation above 50 percent per month ) . At the peak of the crisis , in February 1985 , prices nearly tripled within a month , and the annual inflation rate reached 24,000 percent.1 A pair of ...
... months of true hyperinflation ( defined as inflation above 50 percent per month ) . At the peak of the crisis , in February 1985 , prices nearly tripled within a month , and the annual inflation rate reached 24,000 percent.1 A pair of ...
الصفحة 67
... months the team also had time to adapt the methodology acquired from Acción to the Bolivian setting . They trained ... months later , Prodem had 700 clients , a waiting list of at least 260 , and no delinquency.8 Prodem's first loans ...
... months the team also had time to adapt the methodology acquired from Acción to the Bolivian setting . They trained ... months later , Prodem had 700 clients , a waiting list of at least 260 , and no delinquency.8 Prodem's first loans ...
الصفحة 70
... months . Twelve years later , most lenders speak in terms of days rather than weeks , and consumer lenders sometimes ... month , Prodem's loans were far more expensive than those of the traditional revolving loan funds or credit unions ...
... months . Twelve years later , most lenders speak in terms of days rather than weeks , and consumer lenders sometimes ... month , Prodem's loans were far more expensive than those of the traditional revolving loan funds or credit unions ...
المحتوى
A SKETCH OF BOLIVIAN MICROFINANCE IN 1999 | 15 |
3 | 29 |
BUILDERS | 93 |
حقوق النشر | |
4 من الأقسام الأخرى غير ظاهرة
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
Acción activists altiplano assets associations Aymara Banco Económico BancoSol become began Bolivia Model Bolivian microfinance borrowers Caja capital CEDLA changes chapter clients competition consumer lenders costs created credit unions crisis David Blanco delinquency donors early economic enterprises equity Fassil Fernando Romero financial institutions financial sector financial system financial viability formal funds Grameen Grameen Bank growth hyperinflation Idepro important income informal sector interest rates investment investors La Paz lending loan officers Lozada mainstream Manuel Cuevas ment methodology microcredit microenterprise microfinance in Bolivia microfinance industry microfinance institutions microfinance lenders microfinance programs microlenders NGOs offer operations organizations ownership Pancho Otero percent political poor poverty poverty line Procredito Prodem Prodem staff profitability ProMujer ProMujer and Crecer repayment risk rural areas Santa Cruz Sartawi savings social subsidies tion transformation urban USAID Velasco village banking World Bank