Mainstreaming Microfinance: How Lending to the Poor Began, Grew, and Came of Age in BoliviaKumarian Press, 2001 - 242 من الصفحات * Tells the success story of how microfinance in Latin America lifted whole populations into the financial mainstream * Offers a non-technical, in-depth analysis of the microlending debate Some people tout microfinance as the most important tool now available for fighting poverty while still others doubt its contribution to the "truly" poor. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance. Drawing on the success story of Bolivia, Rhyne traces the transformation of NGOs into formal financial institutions, and examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. Using participant interviews, Beth Rhyne details how Bolivia’s special breed of social entrepreneurs found the keys to unlock the huge unmet demand of informal clients. She explores how these social activists shaped the character of the institutions that now dominate Bolivia’s microfinance sector, and traces how these institutions proved that lending to microenterprises could become a commercial business. Rhyne investigates the transformation of NGOs into formal financial institutions, led by the creation of BancoSol, and closely examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. |
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الصفحة 31
... move from provider to provider , taking out multiple loans . The solidarity group lenders are particularly concerned that these prac- tices undermine the foundations of their methodology . They have always be- lieved that the ...
... move from provider to provider , taking out multiple loans . The solidarity group lenders are particularly concerned that these prac- tices undermine the foundations of their methodology . They have always be- lieved that the ...
الصفحة 153
... moved slowly to respond to these competitive challenges . Former managing director Hermann Krützfeldt reports that when the competition first increased , some people on the staff wanted to jettison solidarity group lending . However ...
... moved slowly to respond to these competitive challenges . Former managing director Hermann Krützfeldt reports that when the competition first increased , some people on the staff wanted to jettison solidarity group lending . However ...
الصفحة 162
... move away from the segment of the market it serves best . " Moreover , intense competition gives institutions a great incentive to seek new , less saturated market niches . Some observers believe that this force will lead to innovations ...
... move away from the segment of the market it serves best . " Moreover , intense competition gives institutions a great incentive to seek new , less saturated market niches . Some observers believe that this force will lead to innovations ...
المحتوى
A SKETCH OF BOLIVIAN MICROFINANCE IN 1999 | 15 |
3 | 29 |
BUILDERS | 93 |
حقوق النشر | |
4 من الأقسام الأخرى غير ظاهرة
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
Acción activists altiplano assets associations Aymara Banco Económico BancoSol become began Bolivia Model Bolivian microfinance borrowers Caja capital CEDLA changes chapter clients competition consumer lenders costs created credit unions crisis David Blanco delinquency donors early economic enterprises equity Fassil Fernando Romero financial institutions financial sector financial system financial viability formal funds Grameen Grameen Bank growth hyperinflation Idepro important income informal sector interest rates investment investors La Paz lending loan officers Lozada mainstream Manuel Cuevas ment methodology microcredit microenterprise microfinance in Bolivia microfinance industry microfinance institutions microfinance lenders microfinance programs microlenders NGOs offer operations organizations ownership Pancho Otero percent political poor poverty poverty line Procredito Prodem Prodem staff profitability ProMujer ProMujer and Crecer repayment risk rural areas Santa Cruz Sartawi savings social subsidies tion transformation urban USAID Velasco village banking World Bank