Mainstreaming Microfinance: How Lending to the Poor Began, Grew, and Came of Age in BoliviaKumarian Press, 2001 - 242 من الصفحات * Tells the success story of how microfinance in Latin America lifted whole populations into the financial mainstream * Offers a non-technical, in-depth analysis of the microlending debate Some people tout microfinance as the most important tool now available for fighting poverty while still others doubt its contribution to the "truly" poor. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance. Drawing on the success story of Bolivia, Rhyne traces the transformation of NGOs into formal financial institutions, and examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. Using participant interviews, Beth Rhyne details how Bolivia’s special breed of social entrepreneurs found the keys to unlock the huge unmet demand of informal clients. She explores how these social activists shaped the character of the institutions that now dominate Bolivia’s microfinance sector, and traces how these institutions proved that lending to microenterprises could become a commercial business. Rhyne investigates the transformation of NGOs into formal financial institutions, led by the creation of BancoSol, and closely examines microfinance under the conditions of commercialization and competition that have altered the dynamics of the new industry. |
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الصفحة 72
... staff and client groups . In each case of delinquency the staff and fellow group members had to determine which statement described the late payer . As Otero recalls , “ We were merciless with pueden y no quieren [ they can and don't ...
... staff and client groups . In each case of delinquency the staff and fellow group members had to determine which statement described the late payer . As Otero recalls , “ We were merciless with pueden y no quieren [ they can and don't ...
الصفحة 75
... staff . Field staff made the critical loan - approval decisions , and they decided how to get their work done , within a policy frame- work . But it was also important that autogerencia operated within teams ( loosely analogous to the ...
... staff . Field staff made the critical loan - approval decisions , and they decided how to get their work done , within a policy frame- work . But it was also important that autogerencia operated within teams ( loosely analogous to the ...
الصفحة 115
... staff would make arguments like the following , " How long does a bank take to make a loan ? Forty days . How long ... staff from the NGO , who lived by the Prodem values , and the new staff who readily adapted to the banking environ ...
... staff would make arguments like the following , " How long does a bank take to make a loan ? Forty days . How long ... staff from the NGO , who lived by the Prodem values , and the new staff who readily adapted to the banking environ ...
المحتوى
A SKETCH OF BOLIVIAN MICROFINANCE IN 1999 | 15 |
3 | 29 |
BUILDERS | 93 |
حقوق النشر | |
4 من الأقسام الأخرى غير ظاهرة
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
Acción activists altiplano assets associations Aymara Banco Económico BancoSol become began Bolivia Model Bolivian microfinance borrowers Caja capital CEDLA changes chapter clients competition consumer lenders costs created credit unions crisis David Blanco delinquency donors early economic enterprises equity Fassil Fernando Romero financial institutions financial sector financial system financial viability formal funds Grameen Grameen Bank growth hyperinflation Idepro important income informal sector interest rates investment investors La Paz lending loan officers Lozada mainstream Manuel Cuevas ment methodology microcredit microenterprise microfinance in Bolivia microfinance industry microfinance institutions microfinance lenders microfinance programs microlenders NGOs offer operations organizations ownership Pancho Otero percent political poor poverty poverty line Procredito Prodem Prodem staff profitability ProMujer ProMujer and Crecer repayment risk rural areas Santa Cruz Sartawi savings social subsidies tion transformation urban USAID Velasco village banking World Bank