Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
من داخل الكتاب
النتائج 1-5 من 65
الصفحة ix
... Adjusted Sample Financial Statements (Combined) 236 Appendix 5. Analyzing an MFI's Return on Assets 238 Sources and Further Reading 241 Chapter 10 Performance Management 243 Delinquency Management 243 The Effect of Delinquency on an ...
... Adjusted Sample Financial Statements (Combined) 236 Appendix 5. Analyzing an MFI's Return on Assets 238 Sources and Further Reading 241 Chapter 10 Performance Management 243 Delinquency Management 243 The Effect of Delinquency on an ...
الصفحة 7
... adjustments to financial statements that are required to account for loan losses, depreciation, accrued interest, inflation, and subsidies. Adjustments are presented in two groups: standard entries that should be included in the ...
... adjustments to financial statements that are required to account for loan losses, depreciation, accrued interest, inflation, and subsidies. Adjustments are presented in two groups: standard entries that should be included in the ...
الصفحة 24
... adjustment as the institution and the industry gain experience. LIQUIDITY REQUIREMENTS. Liquidity refers to the amount of available cash (or near-cash) relative to the MFI's demand for cash. MFIs are exposed to high levels of liquidity ...
... adjustment as the institution and the industry gain experience. LIQUIDITY REQUIREMENTS. Liquidity refers to the amount of available cash (or near-cash) relative to the MFI's demand for cash. MFIs are exposed to high levels of liquidity ...
الصفحة 27
... adjustment of interest rates. If MFIs borrow funds in a currency other than their own (such as U.S. dollars), inflation can result in either foreign exchange gains or losses. Both donors and practitioners need to determine who will ...
... adjustment of interest rates. If MFIs borrow funds in a currency other than their own (such as U.S. dollars), inflation can result in either foreign exchange gains or losses. Both donors and practitioners need to determine who will ...
الصفحة 36
... Adjustment for adversity should reflect the lender's willingness to assume the risks of borrowers' inability to repay. The greater the MFI's capacity to assume risk, the higher the credit limits the lender can offer. Other claims that ...
... Adjustment for adversity should reflect the lender's willingness to assume the risks of borrowers' inability to repay. The greater the MFI's capacity to assume risk, the higher the credit limits the lender can offer. Other claims that ...
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank