Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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النتائج 1-5 من 92
الصفحة xii
... Balance Method 140 5.3 Flat Method 141 5.4 Effective Rate Estimate, Declining Balance 145 5.5 Effective Rate Estimate, Flat Method 145 5.6 Change in Loan Fee and Loan Term Effect 146 5.7 Variables Summary 147 A5.3.1 Internal Rate of ...
... Balance Method 140 5.3 Flat Method 141 5.4 Effective Rate Estimate, Declining Balance 145 5.5 Effective Rate Estimate, Flat Method 145 5.6 Change in Loan Fee and Loan Term Effect 146 5.7 Variables Summary 147 A5.3.1 Internal Rate of ...
الصفحة 3
... balance and deposit balance. I Credit unions represented 11 percent of the total number of loans in the sample and 13 percent of the outstanding loan balance. I NGOs made up more than half of the sample, but they accounted for only 9 ...
... balance and deposit balance. I Credit unions represented 11 percent of the total number of loans in the sample and 13 percent of the outstanding loan balance. I NGOs made up more than half of the sample, but they accounted for only 9 ...
الصفحة 7
... balanced economic development; and each in its own way contributes to a better environment for microfinance activities in the future. Care should be taken to ensure that the provision of microfinance is truly demand driven, rather than ...
... balanced economic development; and each in its own way contributes to a better environment for microfinance activities in the future. Care should be taken to ensure that the provision of microfinance is truly demand driven, rather than ...
الصفحة 14
... balances, as well as short-term credit lines. Second, they must keep their fixed costs low, with minimum investments and two to four employees. Third, they must lend on the basis of a client's character and reputation. Fourth, they must ...
... balances, as well as short-term credit lines. Second, they must keep their fixed costs low, with minimum investments and two to four employees. Third, they must lend on the basis of a client's character and reputation. Fourth, they must ...
الصفحة 20
... balance unfavorably from the point of view of those engaged in microfinance. The following discussion focuses on issues that must be considered when regulating and supervising Box 1.8 Alexandria Business Association: Legal Sanctions THE ...
... balance unfavorably from the point of view of those engaged in microfinance. The following discussion focuses on issues that must be considered when regulating and supervising Box 1.8 Alexandria Business Association: Legal Sanctions THE ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank