Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة xiii
... of Delinquency, Example 1 244 10.2 Cost of Delinquency, Example 2 245 10.3 On-Time and Late or No Payments 247 10.4 Branch Cash Flow Forecasts 256 Foreword Preface Introduction 1. The term “microfinance activity” is used CONTENTS xiii.
... of Delinquency, Example 1 244 10.2 Cost of Delinquency, Example 2 245 10.3 On-Time and Late or No Payments 247 10.4 Branch Cash Flow Forecasts 256 Foreword Preface Introduction 1. The term “microfinance activity” is used CONTENTS xiii.
الصفحة 14
... branches in localities of fewer than 20,000 inhabitants in which no formal financial intermediary was present. The first step was to convince commercial banks that there is a business opportunity in rural financial markets. The message ...
... branches in localities of fewer than 20,000 inhabitants in which no formal financial intermediary was present. The first step was to convince commercial banks that there is a business opportunity in rural financial markets. The message ...
الصفحة 41
... branches of formal financial institutions in the area. This can create problems when clients need access to a branch network for savings deposits or loan repayment. I It may be more difficult to reach the minimal scale required to break ...
... branches of formal financial institutions in the area. This can create problems when clients need access to a branch network for savings deposits or loan repayment. I It may be more difficult to reach the minimal scale required to break ...
الصفحة 43
... branches serving over 16,300 clients. Its assets totaled RD606 million (US$43 million) and its equity was RD242 million (US$17 million). ADEMI has served more than 40,000 small and micro enterprises during the past 15 years and had a ...
... branches serving over 16,300 clients. Its assets totaled RD606 million (US$43 million) and its equity was RD242 million (US$17 million). ADEMI has served more than 40,000 small and micro enterprises during the past 15 years and had a ...
الصفحة 74
... branch network or through mobile banking officers) I MFI staff incentives linked to savings mobilization. The provision of savings services by an MFI can contribute to improved financial intermediation by (Yaron, Benjamin, and Piprek ...
... branch network or through mobile banking officers) I MFI staff incentives linked to savings mobilization. The provision of savings services by an MFI can contribute to improved financial intermediation by (Yaron, Benjamin, and Piprek ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank