Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 59
... expense and time □ Cannot gauge the dynamics (magnitude or rate) of change at the individual level □ Cannot gauge the dynamics (magnitude or rate) of change at the individual level □ Attrition of and change in original panel over ...
... expense and time □ Cannot gauge the dynamics (magnitude or rate) of change at the individual level □ Cannot gauge the dynamics (magnitude or rate) of change at the individual level □ Attrition of and change in original panel over ...
الصفحة 75
... expenses on the funds advanced and runs the risk that some cashed checks will be uncollectible due to insufficient funds or fraud. MFIs, therefore, must have a relationship with at least one bank to clear the checks being cashed. In ...
... expenses on the funds advanced and runs the risk that some cashed checks will be uncollectible due to insufficient funds or fraud. MFIs, therefore, must have a relationship with at least one bank to clear the checks being cashed. In ...
الصفحة 102
... expenses □ A transfer of responsibility to elected directors through the creation of a national federation to govern network expansion, structure, and training of staff and directors □ The creation of the technical secretariat of the ...
... expenses □ A transfer of responsibility to elected directors through the creation of a national federation to govern network expansion, structure, and training of staff and directors □ The creation of the technical secretariat of the ...
الصفحة 105
... expenses □ Matching funds, whereby the international NGO match- es (or provides a multiple of) the amount of savings col- lected by the savings and credit cooperative from its members □ Technical assistance, including program ...
... expenses □ Matching funds, whereby the international NGO match- es (or provides a multiple of) the amount of savings col- lected by the savings and credit cooperative from its members □ Technical assistance, including program ...
الصفحة 122
... expenses . □ Cash flows are well managed - liquidity problems are avoided , idle cash is minimized , and bank charges are minimized . Delinquency □ and default are closely monitored and tightly managed; 122 MICROFINANCE HANDBOOK.
... expenses . □ Cash flows are well managed - liquidity problems are avoided , idle cash is minimized , and bank charges are minimized . Delinquency □ and default are closely monitored and tightly managed; 122 MICROFINANCE HANDBOOK.
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ACCION International activities adjusted analysis arrears average balance sheet Bank Rakyat Indonesia borrowers branches calculated capital cash flow chapter cial compulsory savings Crédit Agricole credit officers credit unions debt declining balance delinquent deposits disbursed donors effective rate enterprise development services equity example expenses financial institutions financial intermediation financial services financial statements fixed assets formal financial funds Grameen Bank impact incentive income statement increase inflation interest rate internal investment Ledgerwood lending liabilities loan amount loan loss reserve loan portfolio loan term management information system ment MFI’s Microcredit Microenterprise microentrepreneurs Microfinance Institutions Network NGOs operating costs organization outreach payments percent policies portfolio at risk portfolio outstanding profit programs ratio regulated repay return on assets revenue rural savings products savings services Source staff Sustainable Banking target market Thomas Dichter tion village banks Washington World Bank