Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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النتائج 1-5 من 86
الصفحة ix
... Loan Loss Ratios 211 Productivity and Efficiency Ratios 212 Productivity Ratios 212 Efficiency Ratios 213 Financial Viability 215 Financial Spread 216 Two Levels of Self-Sufficiency 216 Subsidy Dependence Index 218 Profitability Ratios ...
... Loan Loss Ratios 211 Productivity and Efficiency Ratios 212 Productivity Ratios 212 Efficiency Ratios 213 Financial Viability 215 Financial Spread 216 Two Levels of Self-Sufficiency 216 Subsidy Dependence Index 218 Profitability Ratios ...
الصفحة xiii
An Institutional and Financial Perspective Joanna Ledgerwood. 8.2 9.1 9.2 9.3 9.4 9.5 9.6 9.7 9.8 Sample Loan Loss Reserve Calculation, December 31, 1995 190 Sample Portfolio Report with Aging of Arrears 209 Sample Portfolio Report with ...
An Institutional and Financial Perspective Joanna Ledgerwood. 8.2 9.1 9.2 9.3 9.4 9.5 9.6 9.7 9.8 Sample Loan Loss Reserve Calculation, December 31, 1995 190 Sample Portfolio Report with Aging of Arrears 209 Sample Portfolio Report with ...
الصفحة 2
... loan losses and required frequent recapitalization to continue operating. It became more and more evident that ... financial system. Emphasis shifted from the rapid disbursement of subsidized loans to target populations toward the ...
... loan losses and required frequent recapitalization to continue operating. It became more and more evident that ... financial system. Emphasis shifted from the rapid disbursement of subsidized loans to target populations toward the ...
الصفحة 7
... Financial Statements presents the adjustments to financial statements that are required to account for loan losses, depreciation, accrued interest, inflation, and subsidies. Adjustments are presented in two groups: standard entries that ...
... Financial Statements presents the adjustments to financial statements that are required to account for loan losses, depreciation, accrued interest, inflation, and subsidies. Adjustments are presented in two groups: standard entries that ...
الصفحة 15
... losses both for the financial institutions administering the programs and for the government or donor agencies, and ... loan recovery or pressure on the credit institutions to grant extensions to avoid or delay the enforcement process ...
... losses both for the financial institutions administering the programs and for the government or donor agencies, and ... loan recovery or pressure on the credit institutions to grant extensions to avoid or delay the enforcement process ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank