Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 20
... months to three years. If a client has not paid the installment by the end of the month due, the association's lawyers record the case in court. A letter from the court that lists the penalties for nonrepayment according to the law is ...
... months to three years. If a client has not paid the installment by the end of the month due, the association's lawyers record the case in court. A letter from the court that lists the penalties for nonrepayment according to the law is ...
الصفحة 22
... month. As a nongovernmental organization, Corposol was not affected, so it retained a portion of the loans to permit the combined portfolio to grow at a faster rate. Source: Churchill 1997. I Transparency. The lack of separation ...
... month. As a nongovernmental organization, Corposol was not affected, so it retained a portion of the loans to permit the combined portfolio to grow at a faster rate. Source: Churchill 1997. I Transparency. The lack of separation ...
الصفحة 40
... month to conduct group activities, including collection of savings and loan repayments. Scheduled group loan repayments are made (due to regulation) by transfers from the group savings account to K-REP's bank account. The loan limit is ...
... month to conduct group activities, including collection of savings and loan repayments. Scheduled group loan repayments are made (due to regulation) by transfers from the group savings account to K-REP's bank account. The loan limit is ...
الصفحة 43
... months; repayment is monthly; average loan sizes vary from US$1,000 to US$10,000 for microenterprises; interest rates range from 2.2 percent to 3 percent a month. Source: Benjamin and Ledgerwood 1998. up businesses, on the one hand, and ...
... months; repayment is monthly; average loan sizes vary from US$1,000 to US$10,000 for microenterprises; interest rates range from 2.2 percent to 3 percent a month. Source: Benjamin and Ledgerwood 1998. up businesses, on the one hand, and ...
الصفحة 45
... months–5 years Good 4 months–2 years Minimal Source: Waterfield and Duval 1996. Box 2.7 Foundation for Enterprise Finance and Development's Approach to. THE TARGET MARKET AND IMPACT ANALYSIS 45 2.1 Enterprise Sector Credit ...
... months–5 years Good 4 months–2 years Minimal Source: Waterfield and Duval 1996. Box 2.7 Foundation for Enterprise Finance and Development's Approach to. THE TARGET MARKET AND IMPACT ANALYSIS 45 2.1 Enterprise Sector Credit ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank