Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة xiii
... Reserve Calculation, December 31, 1995 190 Sample Portfolio Report with Aging of Arrears 209 Sample Portfolio Report with Aging of Portfolio at Risk 209 Calculating Portfolio at Risk 210 Calculating Portfolio Quality Ratios 212 ...
... Reserve Calculation, December 31, 1995 190 Sample Portfolio Report with Aging of Arrears 209 Sample Portfolio Report with Aging of Portfolio at Risk 209 Calculating Portfolio at Risk 210 Calculating Portfolio Quality Ratios 212 ...
الصفحة 26
... reserve ratios were also mandated by the superintendency, requiring nonbank financial institutions to place 57 percent of their deposits in first and secondary reserves, leaving the institution with too little to invest in productive ...
... reserve ratios were also mandated by the superintendency, requiring nonbank financial institutions to place 57 percent of their deposits in first and secondary reserves, leaving the institution with too little to invest in productive ...
الصفحة 30
... reserve funds, limiting dividend distribution until capital benchmarks are reached, and requiring standby financing commitments by MFI owners. Management Risks The management risks that apply to MFIs are generated by the specific ...
... reserve funds, limiting dividend distribution until capital benchmarks are reached, and requiring standby financing commitments by MFI owners. Management Risks The management risks that apply to MFIs are generated by the specific ...
الصفحة 43
... reserves, allows microentrepreneurs to increase their asset base and improve their ability to generate revenue. There are many advantages to working with existing microentrepreneurs. Active businesses have a history of success, which ...
... reserves, allows microentrepreneurs to increase their asset base and improve their ability to generate revenue. There are many advantages to working with existing microentrepreneurs. Active businesses have a history of success, which ...
الصفحة 98
... reserve requirements (box 4.4). SAVINGS BANKS AND POSTAL SAVINGS BANKS. The legal status and ownership of savings banks varies, but they are typically not owned by the central government of their country, and they often have a mixture ...
... reserve requirements (box 4.4). SAVINGS BANKS AND POSTAL SAVINGS BANKS. The legal status and ownership of savings banks varies, but they are typically not owned by the central government of their country, and they often have a mixture ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank