Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
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... U.S. microenterprise programs interviewed said it was relatively easy to generate loan fund capital , but that ... U.S. Policy Efforts There is some precedent for strategies that combine the dual foci of small business development and ...
... programs that followed equal opportunity loans in the 1970s and 1980s were funded either through the Community De- velopment Block Grant ( CDBG ) program in the U.S. Department of Hous- ing and Urban Development , or through the U.S. ...
James H. Carr, Zhong Yi Tong. size in my survey of U.S. program clients is even smaller than that in Hulme and Mosley ... programs in the United States , although there were turnovers of in- dividual programs within each network . Unless ...
Opportunities and Challenges for Microfinance
Current Foundations of Microfinance Best Practices
Fulfilling the Potential of the U S Microenterprise Strategy
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