Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... financial self- sufficiency and number of borrowers , in any specification ( hypothesis 1 ) . Although there is very important variation in terms of scale , this variation does not translate into changes in self - sufficiency . Contrary ...
... financial self - sufficiency alone is all benefits with no costs . Of course , the problem is the assumption that other things remain equal . We have seen that many of the reasons that are usually advanced in favor of financial self - ...
... financial self - sufficiency as those programs that cater to poor populations in general . This result does not imply that it is bad idea to target particular popula- tions such as distressed neighborhoods . On the contrary , there are ...
المحتوى
Opportunities and Challenges for Microfinance | 19 |
Current Foundations of Microfinance Best Practices | 97 |
Fulfilling the Potential of the U S Microenterprise Strategy | 169 |
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