Replicating Microfinance in the United States
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
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Although an informal sector certainly exists in the United States , it is neither as vital nor as accepted here as it ... in the informal economy - the government essentially turns a blind eye to the legal status of these businesses .
Monique Cohen of USAID emphasized the need to analyze carefully how low - income Americans are meeting a variety of financial service needs ( e.g. , savings , life insurance , health insurance ) , both through formal and informal ...
informal income , 269 informal interest rates , 72 informal sector , 14 ; developing countries , 229 ; peer - group lending , 229 informal settlements , 305 informal subdivisions , 299 inner cities , access to credit , 191 innovation ...
ما يقوله الناس - كتابة مراجعة
Opportunities and Challenges for Microfinance
Current Foundations of Microfinance Best Practices
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