Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
النتائج 1-3 من 79
... lending and microlending : ⚫ the entry of microenterprise lenders into the housing field ; ⚫ the increased role of niche lenders in microfinance for housing ; and ⚫ the commercialization of NGOs wishing to finance microenterprise by ...
... lender proposes a merger or acquir- ing another lender . According to Fishbein ( 1992 ) , this opportunity allows for substantive public input , and creates an incentive for some lenders to take steps to improve their service of ...
... lenders have little incentive either to become more or efficient or to lend downmarket . Nor are they likely to form ... lenders that are focused on communities and on the LMI lending or microcredit market ; • creating incentives for ...
Opportunities and Challenges for Microfinance
Current Foundations of Microfinance Best Practices
Fulfilling the Potential of the U S Microenterprise Strategy
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