Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 4
... amounts of funding over the past few decades but have failed in terms of both financial sustainability and outreach ... amount of funds they are able to dis- burse and the timely receipt of requested (and, it is hoped, successful) ...
... amounts of funding over the past few decades but have failed in terms of both financial sustainability and outreach ... amount of funds they are able to dis- burse and the timely receipt of requested (and, it is hoped, successful) ...
الصفحة 5
... amount of loans disbursed , with no concern for how well the loans suited borrower needs and little concern about whether or not loans were repaid . Donors were rewarded for disburs- ing funds , and practitioners were rewarded for on ...
... amount of loans disbursed , with no concern for how well the loans suited borrower needs and little concern about whether or not loans were repaid . Donors were rewarded for disburs- ing funds , and practitioners were rewarded for on ...
الصفحة 14
... amount of collateral required and the noninstitu- tional techniques used to enforce contracts. Many entrepre- neurs admitted that they were afraid of formal institutions and that they were unwilling to pay high transaction costs. Source ...
... amount of collateral required and the noninstitu- tional techniques used to enforce contracts. Many entrepre- neurs admitted that they were afraid of formal institutions and that they were unwilling to pay high transaction costs. Source ...
الصفحة 15
... amount even if the interest rate increases , indicating that , within a certain range , they are not interest rate sensitive . In fact , people are often willing to pay higher rates for better service . Continued and reliable access to ...
... amount even if the interest rate increases , indicating that , within a certain range , they are not interest rate sensitive . In fact , people are often willing to pay higher rates for better service . Continued and reliable access to ...
الصفحة 20
... amounts ranging from US $ 300 to US $ 15,000 . When a loan is received , the borrower signs postdated checks for ... amount prior to the maturity date of the loan . In Egypt it is against the law to bounce a check ; the penalty may ...
... amounts ranging from US $ 300 to US $ 15,000 . When a loan is received , the borrower signs postdated checks for ... amount prior to the maturity date of the loan . In Egypt it is against the law to bounce a check ; the penalty may ...
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ACCION International activities adjusted analysis arrears average balance sheet Bank Rakyat Indonesia borrowers branches calculated capital cash flow chapter cial compulsory savings Crédit Agricole credit officers credit unions debt declining balance delinquent deposits disbursed donors effective rate enterprise development services equity example expenses financial institutions financial intermediation financial services financial statements fixed assets formal financial funds Grameen Bank impact incentive income statement increase inflation interest rate internal investment Ledgerwood lending liabilities loan amount loan loss reserve loan portfolio loan term management information system ment MFI’s Microcredit Microenterprise microentrepreneurs Microfinance Institutions Network NGOs operating costs organization outreach payments percent policies portfolio at risk portfolio outstanding profit programs ratio regulated repay return on assets revenue rural savings products savings services Source staff Sustainable Banking target market Thomas Dichter tion village banks Washington World Bank