Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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النتائج 1-5 من 92
الصفحة xii
... Balance Method 140 5.3 Flat Method 141 5.4 Effective Rate Estimate, Declining Balance 145 5.5 Effective Rate Estimate, Flat Method 145 5.6 Change in Loan Fee and Loan Term Effect 146 5.7 Variables Summary 147 A5.3.1 Internal Rate of ...
... Balance Method 140 5.3 Flat Method 141 5.4 Effective Rate Estimate, Declining Balance 145 5.5 Effective Rate Estimate, Flat Method 145 5.6 Change in Loan Fee and Loan Term Effect 146 5.7 Variables Summary 147 A5.3.1 Internal Rate of ...
الصفحة 3
... balance and deposit balance. □ Credit unions represented 11 percent of the total number of loans in the sample and 13 percent of the outstanding loan balance. □ NGOs made up more than half of the sample, but they accounted for only 9 ...
... balance and deposit balance. □ Credit unions represented 11 percent of the total number of loans in the sample and 13 percent of the outstanding loan balance. □ NGOs made up more than half of the sample, but they accounted for only 9 ...
الصفحة 7
... balanced economic development ; and each in its own way contributes to a better environment for microfinance activities in the future . Care should be taken to ensure that the provision of microfinance is truly demand driven , rather ...
... balanced economic development ; and each in its own way contributes to a better environment for microfinance activities in the future . Care should be taken to ensure that the provision of microfinance is truly demand driven , rather ...
الصفحة 14
... balances, as well as short-term credit lines. Second, they must keep their fixed costs low, with minimum investments and two to four employees. Third, they must lend on the basis of a client's character and reputation. Fourth, they must ...
... balances, as well as short-term credit lines. Second, they must keep their fixed costs low, with minimum investments and two to four employees. Third, they must lend on the basis of a client's character and reputation. Fourth, they must ...
الصفحة 20
... balance unfavorably from the point of view of those engaged in microfinance . The following discussion focuses on issues that must be considered when regulating and supervising Box 1.8 Alexandria Business Association : Legal Sanctions ...
... balance unfavorably from the point of view of those engaged in microfinance . The following discussion focuses on issues that must be considered when regulating and supervising Box 1.8 Alexandria Business Association : Legal Sanctions ...
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ACCION International activities adjusted analysis arrears average balance sheet Bank Rakyat Indonesia borrowers branches calculated capital cash flow chapter cial compulsory savings Crédit Agricole credit officers credit unions debt declining balance delinquent deposits disbursed donors effective rate enterprise development services equity example expenses financial institutions financial intermediation financial services financial statements fixed assets formal financial funds Grameen Bank impact incentive income statement increase inflation interest rate internal investment Ledgerwood lending liabilities loan amount loan loss reserve loan portfolio loan term management information system ment MFI’s Microcredit Microenterprise microentrepreneurs Microfinance Institutions Network NGOs operating costs organization outreach payments percent policies portfolio at risk portfolio outstanding profit programs ratio regulated repay return on assets revenue rural savings products savings services Source staff Sustainable Banking target market Thomas Dichter tion village banks Washington World Bank