Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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النتائج 1-5 من 92
الصفحة vii
... Borrower's Ability to Repay? 134 Frequency of Loan Payments 136 Working Capital and Fixed Asset Loans 136 Loan Collateral 137 Collateral Substitutes 137 Alternative Forms of Collateral 138 Loan Pricing 138 Calculating Interest Rates 140 ...
... Borrower's Ability to Repay? 134 Frequency of Loan Payments 136 Working Capital and Fixed Asset Loans 136 Loan Collateral 137 Collateral Substitutes 137 Alternative Forms of Collateral 138 Loan Pricing 138 Calculating Interest Rates 140 ...
الصفحة x
... Borrowers 38 2.3 The Kenya Rural Enterprise Programme 40 2.4 The Influence of Ethnicity and Language in Microfinance 41 2.5 Islamic Banking 42 2.6 The Association for the Development of Microenterprises' Work with Existing ...
... Borrowers 38 2.3 The Kenya Rural Enterprise Programme 40 2.4 The Influence of Ethnicity and Language in Microfinance 41 2.5 Islamic Banking 42 2.6 The Association for the Development of Microenterprises' Work with Existing ...
الصفحة 1
... borrowers and investments I Collateral substitutes, such as group guarantees or compulsory savings I Access to repeat and larger loans, based on repayment performance I Streamlined loan disbursement and monitoring I Secure savings ...
... borrowers and investments I Collateral substitutes, such as group guarantees or compulsory savings I Access to repeat and larger loans, based on repayment performance I Streamlined loan disbursement and monitoring I Secure savings ...
الصفحة 2
... borrowers (small farmers) and staff, rewarding on-time loan repayment and relying on voluntary savings mobilization as a source of funds. Since the 1980s the field of microfinance has grown substantially. Donors actively support and ...
... borrowers (small farmers) and staff, rewarding on-time loan repayment and relying on voluntary savings mobilization as a source of funds. Since the 1980s the field of microfinance has grown substantially. Donors actively support and ...
الصفحة 5
... borrowers will buy microfinance products if they value the service; that is, if the product is right for them. Borrowers are now being treated as clients rather than beneficiaries. Thus if they are to be effective and truly meet their ...
... borrowers will buy microfinance products if they value the service; that is, if the product is right for them. Borrowers are now being treated as clients rather than beneficiaries. Thus if they are to be effective and truly meet their ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank