Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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النتائج 1-5 من 100
الصفحة vii
... Capital Markets 113 Institutional Capacity Building 117 Appendix 1. MFI Operational Review 118 Appendix 2. Manual for Elaboration of a Business Plan 123 Sources and Further Reading 128 PART II—DESIGNING AND MONITORING FINANCIAL PRODUCTS ...
... Capital Markets 113 Institutional Capacity Building 117 Appendix 1. MFI Operational Review 118 Appendix 2. Manual for Elaboration of a Business Plan 123 Sources and Further Reading 128 PART II—DESIGNING AND MONITORING FINANCIAL PRODUCTS ...
الصفحة ix
... Capital Adequacy 223 Leverage 224 Capital Adequacy Standards 224 Scale and Depth of Outreach Indicators 225 Performance Standards and Variations 227 Appendix 1. Sample Balance Sheet 233 Appendix 2. Sample Income Statement 234 Appendix 3 ...
... Capital Adequacy 223 Leverage 224 Capital Adequacy Standards 224 Scale and Depth of Outreach Indicators 225 Performance Standards and Variations 227 Appendix 1. Sample Balance Sheet 233 Appendix 2. Sample Income Statement 234 Appendix 3 ...
الصفحة 1
... capital I Informal appraisal of borrowers and investments I Collateral substitutes, such as group guarantees or compulsory savings I Access to repeat and larger loans, based on repayment performance I Streamlined loan disbursement and ...
... capital I Informal appraisal of borrowers and investments I Collateral substitutes, such as group guarantees or compulsory savings I Access to repeat and larger loans, based on repayment performance I Streamlined loan disbursement and ...
الصفحة 7
... capital markets for funding. Part II—Designing and Monitoring Financial Products and Services Chapter 5–Designing Lending Products provides information on how to design or modify lending products for microentrepreneurs both to meet ...
... capital markets for funding. Part II—Designing and Monitoring Financial Products and Services Chapter 5–Designing Lending Products provides information on how to design or modify lending products for microentrepreneurs both to meet ...
الصفحة 16
... capital or equity I Concessional loans to fund on-lending I Lines of credit I Guarantees for commercial funds I Technical assistance. Because donors are the primary funders of microfinance activities (since most MFIs do not collect ...
... capital or equity I Concessional loans to fund on-lending I Lines of credit I Guarantees for commercial funds I Technical assistance. Because donors are the primary funders of microfinance activities (since most MFIs do not collect ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank