Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
من داخل الكتاب
النتائج 1-5 من 100
الصفحة 1
... operations of a microfinance institution, a microfinance pro- ject, or a microfinance component of a project. When ... operating econom- World Banking 1995). Most of them do not have access to ade- quate financial services. To meet ...
... operations of a microfinance institution, a microfinance pro- ject, or a microfinance component of a project. When ... operating econom- World Banking 1995). Most of them do not have access to ade- quate financial services. To meet ...
الصفحة 2
... operating . It became more and more evident that market - based solutions were required . This led to a new approach that considered microfinance as an inte- gral part of the overall financial system . Emphasis shifted from the rapid ...
... operating . It became more and more evident that market - based solutions were required . This led to a new approach that considered microfinance as an inte- gral part of the overall financial system . Emphasis shifted from the rapid ...
الصفحة 16
... operating policies. In the 1980s the Indonesian government implemented financial sector reforms that deregulated certain interest rates and abolished interest rate ceilings. As the unit desa system struggled to become financially self ...
... operating policies. In the 1980s the Indonesian government implemented financial sector reforms that deregulated certain interest rates and abolished interest rate ceilings. As the unit desa system struggled to become financially self ...
الصفحة 18
... operating in countries that impose usury laws often have to establish pricing mecha- nisms that exceed the usury laws, particularly if they are to become registered formal entities (see box 1.7). Box 1.6 The Consultative Group to Assist ...
... operating in countries that impose usury laws often have to establish pricing mecha- nisms that exceed the usury laws, particularly if they are to become registered formal entities (see box 1.7). Box 1.6 The Consultative Group to Assist ...
الصفحة 19
... operating pro- cedures , and guidelines for the secretariat . This group also reviews the secretariat's performance . A policy advisory group of practitioners from leading MFIs around the world advises the consultative group and the ...
... operating pro- cedures , and guidelines for the secretariat . This group also reviews the secretariat's performance . A policy advisory group of practitioners from leading MFIs around the world advises the consultative group and the ...
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
ACCION International activities adjusted analysis arrears average balance sheet Bank Rakyat Indonesia borrowers branches calculated capital cash flow chapter cial compulsory savings Crédit Agricole credit officers credit unions debt declining balance delinquent deposits disbursed donors effective rate enterprise development services equity example expenses financial institutions financial intermediation financial services financial statements fixed assets formal financial funds Grameen Bank impact incentive income statement increase inflation interest rate internal investment Ledgerwood lending liabilities loan amount loan loss reserve loan portfolio loan term management information system ment MFI’s Microcredit Microenterprise microentrepreneurs Microfinance Institutions Network NGOs operating costs organization outreach payments percent policies portfolio at risk portfolio outstanding profit programs ratio regulated repay return on assets revenue rural savings products savings services Source staff Sustainable Banking target market Thomas Dichter tion village banks Washington World Bank