Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة v
... the Microfinance Institution 33 Direct and Indirect Targeting 34 28 The Importance of Adequate Cash Flow and the Capacity to Service Debt 35 Minimal Equity Requirement 36 Moral Hazard 36 Market Size 36. v Contents, p. v.
... the Microfinance Institution 33 Direct and Indirect Targeting 34 28 The Importance of Adequate Cash Flow and the Capacity to Service Debt 35 Minimal Equity Requirement 36 Moral Hazard 36 Market Size 36. v Contents, p. v.
الصفحة vi
An Institutional and Financial Perspective Joanna Ledgerwood. Minimal Equity Requirement 36 Moral Hazard 36 Market Size 36 Identifying the Target Market 37 Characteristics of the Population Group 37 Types of Microenterprises 42 Impact ...
An Institutional and Financial Perspective Joanna Ledgerwood. Minimal Equity Requirement 36 Moral Hazard 36 Market Size 36 Identifying the Target Market 37 Characteristics of the Population Group 37 Types of Microenterprises 42 Impact ...
الصفحة ix
... Equity Ratio 223 Leverage and Capital Adequacy 223 Leverage 224 Capital Adequacy Standards 224 Scale and Depth of Outreach Indicators 225 Performance Standards and Variations 227 Appendix 1. Sample Balance Sheet 233 Appendix 2. Sample ...
... Equity Ratio 223 Leverage and Capital Adequacy 223 Leverage 224 Capital Adequacy Standards 224 Scale and Depth of Outreach Indicators 225 Performance Standards and Variations 227 Appendix 1. Sample Balance Sheet 233 Appendix 2. Sample ...
الصفحة xi
... Equity Investment Fund for Latin America 115 The Calvert Group—a Screened Mutual Fund 116 DEVCAP—a Shared-Return Fund 116 Credit Unions Retooled 118 A4.2.1 Suggested Business Plan Format 125 A4.2.2 Estimating the Market: An Example from ...
... Equity Investment Fund for Latin America 115 The Calvert Group—a Screened Mutual Fund 116 DEVCAP—a Shared-Return Fund 116 Credit Unions Retooled 118 A4.2.1 Suggested Business Plan Format 125 A4.2.2 Estimating the Market: An Example from ...
الصفحة xiii
... Equity 224 A9.5.1 Breakdown of a Microfinance Institution's Profit Margin and Asset Utilization 239 A9.5.2 Analysis of ADEMI's Return on Assets 240 10.1 Cost of Delinquency, Example 1 244 10.2 Cost of Delinquency, Example 2 245 10.3 On ...
... Equity 224 A9.5.1 Breakdown of a Microfinance Institution's Profit Margin and Asset Utilization 239 A9.5.2 Analysis of ADEMI's Return on Assets 240 10.1 Cost of Delinquency, Example 1 244 10.2 Cost of Delinquency, Example 2 245 10.3 On ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank