Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 59
... expense and time Longitudinal or panel over time I Cannot gauge the dynamics (magnitude or rate) of change at the individual level I Attrition of and change in original panel over time I Measurement periods are usually long with high ...
... expense and time Longitudinal or panel over time I Cannot gauge the dynamics (magnitude or rate) of change at the individual level I Attrition of and change in original panel over time I Measurement periods are usually long with high ...
الصفحة 75
... expenses on the funds advanced and runs the risk that some cashed checks will be uncollectible due to insufficient funds or fraud. MFIs, therefore, must have a relationship with at least one bank to clear the checks being cashed. In ...
... expenses on the funds advanced and runs the risk that some cashed checks will be uncollectible due to insufficient funds or fraud. MFIs, therefore, must have a relationship with at least one bank to clear the checks being cashed. In ...
الصفحة 102
... expenses I A transfer of responsibility to elected directors through the creation of a national federation to govern network expansion, structure, and training of staff and directors I The creation of the technical secretariat of the ...
... expenses I A transfer of responsibility to elected directors through the creation of a national federation to govern network expansion, structure, and training of staff and directors I The creation of the technical secretariat of the ...
الصفحة 105
... expenses I Matching funds, whereby the international NGO matches (or provides a multiple of) the amount of savings collected by the savings and credit cooperative from its members I Technical assistance, including program development ...
... expenses I Matching funds, whereby the international NGO matches (or provides a multiple of) the amount of savings collected by the savings and credit cooperative from its members I Technical assistance, including program development ...
الصفحة 122
... expenses. I Cash flows are well managed—liquidity problems are avoided, idle cash is minimized, and bank charges are minimized. I Delinquency and default are closely monitored and tightly managed; 122 MICROFINANCE HANDBOOK.
... expenses. I Cash flows are well managed—liquidity problems are avoided, idle cash is minimized, and bank charges are minimized. I Delinquency and default are closely monitored and tightly managed; 122 MICROFINANCE HANDBOOK.
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank