Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... μrst lay down a simple framework regarding loan transactions, and then compares features of selected developing-country and U.S. programs. Finally, the simple framework is used to put the comparison in a larger perspective, and to ...
... μrst time, to interact with other similarly culturally isolated women in the same village. Although Larance's case study might not represent the norm, it nevertheless demonstrated the social impact that peer-group lending could achieve ...
... μrst deμnes microμnance for housing, and then discusses a number of the approaches to housing microμnance taken in emerging economies—especially in Chile, India, and South Africa, with additional examples from the rest of the world. We ...
... μrst housing-focused niche lender in that country. Also, as was noted, some MFIs that had previously focused solely on income generation now recognize housing as an important part of their portfolio. In a survey of its lending more than ...
... μrst scheme was the crisis-credit approach of the women's collectives, in which very small amounts are saved by poor women. Although this cannot meet the need for capital for housing, on a group-lending basis it is sufμcient for cash ...