Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Bolivia . They may formed as " sister " institutions to NGOs , such as SEWA Bank in India , which under- takes the lending activities for the urban NGO SEWA . Cash Bank , a niche lender in South Africa , has evolved from a small ...
... Bolivia , which grew out of the micro- enterprise lending of the NGO PRODEM , is one of the best - known cases . We discuss two examples of NGO - based microfinance for housing : SEWA Bank and SPARC , major forces in the development of ...
... Bolivia , 23 percent in Colom- bia , 20 percent in Venezuela , and 30 percent in Suriname . In fact , mortgage finance actually reaches only a small share of the new home purchasers that can afford it ( usually the upper middle class ) ...
... Bolivia , has recently entered the home- lending market for expressly this reason . 9. If half of the households for which microlending is most useful — the middle third of the income range ( 403,000 households , representing one ...
... Bolivia have experienced arrears and loss rates comparable or less than those of much larger mort- gage loans of the banking system . Microenterprise Finance Perspective During the past three decades , a 310 Bruce Ferguson and Elinor R ...