Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Grameen Bank in Bangladesh, and FINCA and ACCION in Latin America. These programs extend loans to low-income individuals to start and maintain small businesses called microenterprises. The early successes of these pro- grams have ...
... Grameen Bank in Bangladesh , can be called peer - group lending programs . A distinctive feature of these group - based microloans is the joint liability group members have in each other's loan . When a group member is delinquent in ...
... Grameen Bank methodology developed in Bangladesh uses social collateral embedded in group disci- pline , which is facilitated by the joint - liability rule and regular group meet- ings . The purpose of the rule is to enhance group ...
... Grameen Bank . The other two programs in Kenya and Malawi , like most U.S. programs , were replications of the Grameen Bank model . Although the two studies were conducted independently , an examination of the available information ...
... Grameen Bank data reported in Hulme and Mosley . Working Capital and the NCRC are separate networks of affiliated programs and represent the more sustainable peer - group lend- ing programs in the United States , although there were ...