Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... initiatives such as the Community Reinvestment Act (CRA), several emerging-market tools deserve further consideration for would-be U.S. homeowners. The potential for transferability is analyzed after the U.S. discussion, and we end with ...
... initiative of 4,000 SEWA members, who each contributed 10 rupees (about 1 dollar at the time) as share capital (Chen and Snodgrass 1999). SEWA Bank provides secured and unsecured loans for microenterprise, housing, home repairs ...
... initiatives (McLeod 2001). Women as Borrowers. The poor not only save, but can repay: In some cases, their repayment rates are generally as good as—or better than—those of wealthier, traditional borrowers. It is also the case that many ...
... initiatives, sustainability may still be an issue. In summary, the areas that appear to offer the maximum amount of overlap in barriers to lending in both the United States and emerging markets include outreach, information necessary ...
... Initiatives, Microenterprise Best Practices. Bethesda, MD: Development Alternatives International for U.S. Agency for International Development. HUD (U.S. Department of Housing and Urban Development). 1999. Daily Focus for Friday ...