Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
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... International Development (USAID). The World Bank set up the Mudzi Fund in Malawi as a government-controlled trust fund. In contrast, the U.S. programs started from very modest beginnings, although several large NGOs with signiμcant ...
... international difference in program origin is parallel to the size of μnancial resources. Although the four developing-country programs received external subsidies that ranged from $1.5 million (Mudzi), to $1.7 million (TRDEP), to $9.4 ...
... Merrill et al. (2000). The case studies for Chile, India, South Africa, and the United States were updated and summarized in Housing Finance International, March 2001. approaches to low-income housing have nowhere been able to keep 257.
... international donors, with each member of the partnership following its comparative advantage. The NGO partner most often assists with outreach, counseling, underwriting, and servicing; the μnancial institutions provide structure and ...
... International takes the top slice of the risk on Citibank's loan. Secondary Market Funding for LMI Loans? A number of developing countries have initiated efforts to develop secondary mortgage markets. Uniquely, however, the explicit ...