Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Pischke 3. Current Foundations of Microfinance Best Practices in Developing Countries J.D. Von Pischke 4. Microfinance in Industrial Countries : ix xi xiii 1 19 65 97 Lessons from the World Bank's Experience 113 Robert M. Buckley 5 ...
... Pischke finds that microfinance has become a global phenomenon . Micro- lending institutions supported by donors are found in most countries in the world , not just in developing countries . He states that microfinance pro- motion in ...
... PISCHKE Microfinance consists of financial services to the entrepreneurial working poor . Making tiny loans to this target group has become a global phe- nomenon . Microlending institutions supported by donors are found in most ...
... Pischke 1991 ) . These projects generally failed to create viable lenders . Lots of money was wasted : The target group probably could have been much better served by other uses of these funds . Project promotion in many cases bordered ...
... Pischke and Adams 1980 ) . In any event , microfinance can help to smooth consumption in times of shortage ( Hickson 1999 ; Zeller et al . 1997 ) and to take advantage of op- portunities as they arise . In this respect , credit ...