Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
النتائج 1-5 من 64
... reporting the average of U.S. programs, these tables also highlight the two larger U.S. programs with multiple program sites—Working Capital, and the North Carolina Rural Center (NCRC)—as well as the Grameen Bank data reported in Hulme ...
... Foundation World Wide Web site (<http://www.grameen foundation.org>), the number of Grameen borrowers increased to more than 2.3 million by 2001. 4. In Hulme and Mosley (1996), table 1.3 reports that 228 Chi-kan Richard Hung.
... reports that 29 percent of TRDEP clients are female, whereas table 3.3 indicates a 38 percent for the same. Similarly, the corresponding numbers for BRAC are 75 and 68 percent. These discrepancies do not change the observation that ...
... reports the same number as 16 percent. Because table 16.23 also reports that 44 percent of Mudzi Fund borrowers have borrowed from family and friends, it is likely that 56 percent is the correct number and 16 percent is just a reporting ...
... report having a family income of less than $10,000. The remaining 59 percent are distributed in the ranges of $10,001–20,000 and $20,001–30,000. 10. To illustrate how a slight change in deμnition may 242 Chi-kan Richard Hung. A ...