Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... reporting the aver- age of U.S. programs , these tables also highlight the two larger U.S. pro- grams with multiple program sites - Working Capital , and the North Car- olina Rural Center ( NCRC ) —as well as the Grameen Bank data ...
... reports that 29 percent of TRDEP clients are female , whereas table 3.3 indicates a 38 percent for the same . Similarly , the corresponding numbers for BRAC are 75 and 68 percent . These discrepancies do not change the obser- vation ...
... reports 56 for the percentage of Mudzi Fund borrowers who have no prior bor- rowing experience . But table 16.23 reports the same number as 16 percent . Because table 16.23 also reports that 44 percent of Mudzi Fund borrowers have ...
... report having a family income of less than $ 10,000 . The remaining 59 percent are distributed in the ranges of $ 10,001-20,000 and $ 20,001-30,000 . b Developing - country data are from Hulme and Mosley 242 Chi - kan Richard Hung.
... Report on the conference and papers presented at the con- ference . Toronto : Calmeadow . Ostrom , Elinor . 1990. Governing the Commons : The Evolution of Institutions for Collective Ac- tion . New York , NY : Cambridge University Press ...