Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
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... loans outstanding in a program. According to this deμnition, the three U.S. arrears rates are 31.3, 35.2, and 28.9 percent, respectively. 1. See Harvard University Graduate School of Design (2000), where FROM SOUTH TO NORTH 245.
... University College of Business Bloomsburg , PA Center for Rural Affairs Walthill, NE Colorado Department of Social Service Denver, CO Community Commitment Fund Traverse City, MI Community & Economic Development Ofμce Burlington, VT ...
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... of Creditworthiness in Rural Credit Markets: An Analysis of Group Lending in Costa Rica. Ph.D. dissertation, University of Wisconsin–Madison. Part IV Comparative Studies of Microμnance for Housing 9 Microμnance. 254. Chi-kan Richard Hung.
... University Graduate School of Design (2000), where an explicit differentiation is made in the origins of microlending for housing between shelter advocacy groups and microenterprise lenders. 2. See Ferguson and Haider (2000) for a ...