Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Bank data reported in Hulme and Mosley . Working Capital and the NCRC are separate networks of affiliated programs ... World Bank set up the Mudzi Fund in Malawi as a government - controlled trust fund . In contrast , the U.S. ...
... Bank is the largest of all , with 1.4 million borrowers in 1996.3 The other two Bangladesh programs have been around ... World Wide Web site ( < http : //www.grameen foundation.org > ) , the number of Grameen borrowers increased to ...
... world in replicating Grameen - type microcredit programs . The Grameen Bank's widely quoted 98 percent loan repayment rate has been regarded as the benchmark for similar programs . The arrears rate meas- ures the proportion of loans ...
... world . Many of the U.S. LMI lending tech- niques depend on institutions and systems that are simply not in place in ... Bank System— are generally only a long - term answer in all but a limited number of emerg- ing markets . This ...
... world but have not been addressed here , because we have focused on only a limited number of countries . Second , we ... Bank in India , using a control group and questionnaire technique . See Chen and Snodgrass ( 1999 ) . trial by ...