Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... activities within peer-group lending programs. Another option is to recruit qualiμed mainstream businesses, such as the Service Corps of Retired Executives, to serve as mentors to these ×edging microenterprises. In comparison with ...
... activities. However, most U.S. programs served clients coming not from the same immediate neighborhood, but from a larger geographic area, such as the same city, county, or even metropolitan area. The traveling costs of attending ...
... activities; (2) as an explicit subset of LMI lending and micro- lending undertaken by a limited number of microlenders and banks, especially those dedicated to housing and community development; and (3) as an offshoot of NGO activities ...
... activities for the urban NGO SEWA. CashBank, a niche lender in South Africa, has evolved from a small “alternative” lender—the brainchild of a sophisticated NGO, the Urban Foundation—to a commercial bank. The major share of CashBank's ...
... activities focus on two kinds of loans: community-based group loans, which are the logical extension of both SPARC's philosophy and community-based organization; and individual loans for incremental development of housing. African ...