Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 1-5 من 38
... agencies, all of them signiμcantly altered or even terminated their operation by the time my μeld research was completed. Working Capital, the largest network of U.S. peer-group lending programs, was started by an entrepreneur with ...
... agencies have often hired large contractors to build subdivisions en masse. This traditional mode of social housing μnance has proved extraordinarily pernicious, exhibiting low coverage and lack of transparency. Below- market interest ...
... agencies; (3) μnance the housing portfolio out of other capital (equity and retained earnings); (4) seek commercial bank loans at market rates; and (5) bear the risk of a bank run and consequent liquidity crisis or institutional failure ...
... agencies, μnancial institutions, corporations, research centers, and nonproμt organizations. To explore the extent to which the many beneμts of the international microμnance experience can be replicated in the United States, the Fannie ...
... agencies. Large banks are indirectly involved in the movement via loan guarantees, backroom services, and donations of capital and time. A microenterprise (or microbusiness) is a business with capital needs of less than a given amount ...