Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... assistance . Programs with a poverty alleviation focus often found it necessary to help a borrower resolve personal life issues before focusing on putting the microenterprise on the right footing . In general , participants in U.S. peer ...
... assistance could be found in the borrowers ' consultation with program staff , who are experienced in business operation , and their interactions with fellow peer - group members . These are primarily mentoring activities within peer ...
... assistance to enhance the success of these microentrepre- neurs . A highly mobile and sparsely distributed clientele also challenges programs to reach a scale of operation comparable to developing - country programs . The small ...
... Assistance Program Monroe County Community Services Corporation Mountain Microenterprise Fund North Carolina Rural Economic Development Center Pace , Inc. Sicangu Reservation Enterprise Center Number of programs 37 +19 -4 -5 -4 -5 -5 ...
... assistance to supplement a housing loan , in addition to facing the types of access or credit problems noted above . ( Notably , some would more likely be homeowner candidates if there were a greater supply of low - cost hous- ing , but ...