Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 1-5 من 33
... practice . Second , there is a lack of effective demand for LMI lending and micro- lending . Worldwide , the scale ... best institutional structure for engaging in micro- lending , and undertaking partnerships with formal - sector ...
... Best Practice . Wash- ington , DC : U.S. Agency for International Development . Belsky , Eric , Gary Fauth , Michael Schill , and Anthony Yezer . 2001. The Impact of the Com- munity Reinvestment Act on Bank Thrift Home Purchase Lending ...
... Best practice ( large - scale , high technology , low cost per loan ) typical of bank originators involves no subsidies not exceed 25 percent of household income . Cosigners are often re- quired , and solidarity groups are rare One to ...
... best practices in micro- enterprise finance and equal or above those of lending to middle- and upper- income borrowers . In Costa Rica , for example , Mutual Alajuela has ex- perienced lower arrears rates for low - income families ...
... Practice , and Policy Perspectives , " on October 11 , 2001. The conference was designed to explore cutting - edge ... best practices in developing countries , their applicability to the United States is limited given these ...