Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... were not available , information about peer groups was obtained from group chairpersons , or , if they were not available , from the program staff . size in my survey of U.S. program clients is even 226 Chi - kan Richard Hung.
... clients is even smaller than that in Hulme and Mosley , the features discussed in this chapter pertain to information obtained primarily at the program level . When individual client charac- teristics are discussed , such as prior loan ...
... clients targeted . The majority of the programs ( 59 percent ) were less than 5 years into their operation at the time of the survey . The international difference in program origin is parallel to the size of fi- nancial resources ...
... clients served by the U.S. sample programs was just over 100 , some of whom might not have yet borrowed from the respec- tive programs . The NCRC and Working Capital programs served 66 and 857 borrowers respectively in 1996 ; the clients ...
... clients than the U.S. programs . U.S. borrowers have better loan history than developing - country program clients . Developing - country data are from Hulme and Mosley ( 1996 , table 1.3 ) . a Nonprofit 1990-94 1989-95 1996 1996 34 9 ...