Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Credit Union in the United States ( described in the next section ) , SPARC has recently forged a financing structure that involves grant funds , a charitable guarantee fund , and a local currency loan from Citibank , India . First ...
... credit , then it is unnecessary to collect infor- mation about payments for items in the second category . An ... unions , community development loan funds , and microenterprise loan funds ( GAO 1998 ; Vidal 1995 ) . Each type of ...
... Credit Union in North Car- olina , and Shore Bank and Trust Company in Cleveland ( Tholin 1994 ) . In general , community development banks are the most costly and time- consuming type of CDFI to initiate . In 1992 , Parzen and ...
... credit unions are not required to pay a fee to regulators . With volunteer assistance , new credit unions can be started for as little as $ 1,500.8 Moreover , newly established credit unions do not have minimum equity requirements ...
... Credit unions and nongovernmental organizations ( NGOs ) , traditionally ; regulated financial institutions , increasingly . Also equipment suppliers The household economy , with sums allocated by the borrower largely for the ...