Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... developing- country and U.S. programs were at a similar stage of development at the time of data collection . Tables 8.1 through table 8.3 ( see below ) summa- rize the similarities and differences between the four developing - country ...
... developing - country programs received external subsidies that ranged from $ 1.5 million ( Mudzi ) , to $ 1.7 ... World Wide Web site ( < http : //www.grameen foundation.org > ) , the number of Grameen borrowers increased to more than 2.3 ...
... developing- countries . A significant number of U.S. borrowers ( 69 percent ) indicated that they relied on more than just the peer group loans to fund their micro- enterprises . Given the lack of prior credit history for the majority ...
... developing world , microfinance for housing is a newly emerging financial discipline , having gained considerable momentum in just the past decade . Although it draws from both microenterprise finance and tradi- tional mortgage finance ...
... developing world , al- though it would appear that their development followed separate chan- nels , at least until recently . The sophistication and size of the U.S. market provides low - income lending tools that are available only to ...