Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... economic function for women borrowers. In a case study of Grameen Bank borrowers, Larance (2001) argued that because of the cultural isolation of women in the Bangladesh location she studied, group members did FROM SOUTH TO NORTH 231.
... economic, not the cultural, isolation of running a microenterprise in a complex economy. Prior Credit History The lack of access to loans of any type is a more serious problem for the developing-country program clients than for their ...
... economic development and poverty alleviation. In the U.S. programs, economic development means strengthening existing micro- enterprises with peer-group loans and interaction with fellow group members. Poverty alleviation means helping ...
... economic development focus tend to be μnancially more sustainable than those with a poverty alleviation orientation ... economy, even for a local community, than the village economy in these developing countries. When U.S. ...
... Economic Development Ofμce Burlington, VT Community Ventures Corp. Lexington, KY East Carolina Microenterprise Fund Beaufort, NC Eastside Community Investments Indianapolis, IN Elmwood Neighborhood Housing Service Providence, RI FINCA ...