Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... entrepreneur with extensive Latin American experience . It functioned in partnership with existing local organizations . So did the NCRC and other regional networks . Thirty - one percent of the U.S. pro- grams were entirely locally ...
... Entrepreneurs of Baltimore Women's Self - Employment Project Workers of Rural Kentucky Working Capital - Boston ... Entrepreneurship 3 ( 1 ) : 53–69 . Wahid , Abu N.M. , ed . 1993. The Grameen Bank : Poverty Relief in Bangladesh ...
... entrepreneurs interested in starting a business , or to small- business owners who require small loans ( Tholin 1994 ) . Despite their relatively low level of capital , CDFIs can take steps to in- crease their service of low - income ...
... entrepreneurs typically need credit much more than counseling . When train- ing is offered , it is generally through expensive state or private training institutes , but sometimes though voucher or cost - sharing programs that assume ...
... entrepreneurship , create jobs and wealth for low - income people and welfare recipients , increase af- fordable housing and homeownership , and strengthen families and com- munities . In particular , the success of the Grameen Bank in ...