Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... financial services . Rather , these institutions generally provide equity and debt fi- nancing for affordable rental ... Self - Help , a Durham , North Carolina - based CDFI , recently implemented a highly innovative program to ...
... finance companies , and are becoming part of the mainstream financial systems of their countries . The largest , most successful microfinance programs abroad are freestanding , self - sufficient organizations . These three key ...
... self- sufficiency , 205 ; target population , 179 ; training , 180 accounting , 89 ACEP ( Senegal ) , 150t ACORN ... financial crisis ( 1997–98 ) , 308 asset creation , 180 , 309 asset - liability mismatch , 314 asset quality , 122 ...
... financial self - sufficiency , 204 , 204n ; financial sustainability , 37–38 ; housing microfinance , 301 , 302t - 3t ; joint - liability groups , 27 ; LMI lending , 262–75 ; loan products and lending procedures , 269–75 ; methods ...
... financial sustainability , 55 , 142–43 , 311 ; operational , 198 ; perverse incentives , 69 ; recommendations , 348 ... self - sufficiency , California programs , 204–6 ; developing countries , 204 , 204n ; overhead costs in U.S. ...