Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... households obtain housing . Particularly in developing markets , microfinance for housing is no longer seen as merely an extension of formal mortgage finance , but as a financial tool with unique characteristics to help overcome the ...
... rental sector and a resale market of any size , especially for low - income households , the effective demand for LMI owner housing is probably considerable . New market - based approaches — whereby micro- finance has been tailored to ...
... Microfinance for Housing : Definition and Importance Defining Microfinance Our definition of microfinance for housing combines aspects of two sepa- rate paths of development in housing finance : low- and moderate - income housing ...
... housing finance , and may involve formal institutions and regulations . However , whether LMI lending is carried out by traditional banks or by community development finance institutions , it has a specific focus on households that have ...
... housing that are being made . As is discussed below , there is overlap among some of the approaches to microfinance in emerging - market nations . The Importance of Microfinance for Housing Owner - occupied housing - for most countries ...