Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... industrial countries. In the United States, beginning in the late 1980s, similar programs have been adopted and adapted to improve the access to business credit in low-income communities. A few hundred of these programs are now in place ...
... industrial countries to developing countries. Microcredit programs represent a rare example of countries in the North learning from the South. After a few years of experimentation, both practitioners and researchers began to realize ...
... industrial country such as the United States. Higher population density in these developing countries also means that the pool of potential clients or borrowers is likely to be larger in these areas than in comparable U.S. communities ...
... industrial economy such as the United State—above and beyond those costs microcredit borrowers everywhere incur in participating in a peer-group lending program. More resources need to be devoted to lower the project risk of U.S. ...
... industrial economy like the United States. The question remains whether business training is sufμcient to enhance the success of these U.S. microenterprises. Running a business properly is as important as starting it right. New ...