Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... Innovations in development institutions usually flow from the North to the South , that is , from industrial countries ... innovation may then be drawn . There are two guiding ques- tions : Can peer - group lending be successfully ...
... innovation developed elsewhere has proved to be full of challenges . The necessary process of setting up a le- gitimate microenterprise and running it in a modern economy has prompted many programs to provide their clients with upfront ...
... innovation in LMI lend- ing and microlending in emerging economies addresses these issues . Microfinance and Low - Income Lending for Housing in Emerging Markets This section discusses housing microfinance in emerging - market nations ...
... for infrastructure or multifamily buildings . This is a formula which SPARC , for one , has fostered . Innovative Credit Enhancements The use of credit enhancement mechanisms in 272 Sally R. Merrill and Kenneth Temkin.
James H. Carr, Zhong Yi Tong. Innovative Credit Enhancements The use of credit enhancement mechanisms in housing microfinance in emerging markets is a new field of endeavor . We cite two recent examples : the use of donor and charitable ...