Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... major types of loans (microloans) in these microcredit programs. Some are individual loans like a regular bank loan. Some micro- loans are group based—individual borrowers have to form groups in order The author thanks three anonymous ...
... major reason for the widespread interest all over the world in replicating Grameen - type microcredit programs . The Grameen Bank's widely quoted 98 percent loan repayment rate has been regarded as the benchmark for similar programs ...
... major impact on the shape of microfinance lending , the dimensions of government support for housing , and on attempts by both community groups and government to involve households in the process . The governments of most emerging ...
... major share of CashBank's portfolio is LMI housing loans.3 Similarly , African Bank , a major niche lender in South Africa , has recently absorbed three other microlenders to enhance its reach in the low - income market and has now ...
... major focus . In summary , a number of trends are apparent in the institutional makeup of LMI lending and microlending : • the entry of microenterprise lenders into the housing field ; ⚫ the increased role of niche lenders in ...