Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... measures of income are equal to or larger than U.S. program loans. more than 3 to 10 times the size of developing-country loans. But if loan sizes were evaluated in the context of each country's income measures, developing-country ...
... measures the proportion of loans that are late in regularly scheduled repayments. There are many ways to measure the arrears rate. Hulme and Mosley measure the arrears rate “as the value of those loans that are six months and more in ...
... Measure, Monitor, and Evaluate Awardees' Performance. Washington, DC. Glover, Christine. 1995. The Group Credit Company History from 1987 to the Present. Working paper. Cashbank, Capetown. ———. 1997. Broadening Access to Affordable ...
... measures with many drawbacks to attempt to put the debt μnance piece in place. In Chile, where direct-demand subsidy programs started, the government now lends directly to low-income households, with the predictable result that many do ...
... measured using a maximum loan payment-to- income ratio based on household earnings. Willingness to pay is often measured using credit or depository history with the μnancial institution, augmented by other sources, including judicial ...