Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... microenterprise in a complex economy . Prior Credit History The lack of access to loans of any type is a more ... finance . In the sampled village in Kenya where KREP was located , 20 percent of the respondents had par- ticipated ...
... loans averaged 31 to 45 per- cent . Thus , these developing - country loans were proportionally at least as large as U.S. program loans . In other words , U.S. borrowers used propor- tionally the same - sized or smaller loans to finance ...
... financial viability . Targeting clients who have a better chance of running a successful microenterprise is another way to enhance a program's financial viability , unless there are sufficient resources to guide the less experienced in ...
... Microenterprise Fund Southern Sandhills Microenterprise Fund Virginia Eastern Shore Economic Empowerment & Housing Corp. Women's Business Development Corporation Women Entrepreneurs of Baltimore Women's Self - Employment Project Workers ...
... financial discipline , having gained considerable momentum in just the past decade . Although it draws from both microenterprise finance and tradi- tional mortgage finance , it should be viewed as a unique methodology for assisting low ...